Banner Elk, NC 28604 ZIP Code Profile


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ZIP Code 28604: Basic Data & USPS Preferred City Name

Preferred Name, USPS
Banner Elk, NC 28604

Acceptable Alternative
Beech Mountain, NC 28604
Beech Mtn, NC 28604
Seven Devils, NC 28604
Sugar Mountain, NC 28604
Sugar Mtn, NC 28604

Not Acceptable, USPS
Balm, NC 28604
Elk Valley, NC 28604
Foscoe, NC 28604
Grandfather, NC 28604
Kellersville, NC 28604
Matney, NC 28604
Norwood Hollow, NC 28604
Rominger, NC 28604
White Rock, NC 28604

  • ZIP Code Type: STANDARD
  • Businesses Addresses: 482
  • Single Family Addresses: 4,559
  • Multi-Family Addresses: 322
  • County: Avery County
  • Centroid: Latitude 36.172, Longitude -81.825
  • Time Zone: Eastern Time Zone (UTC -5 hours)
  • Observes DST: Yes

ZIP Code 28604 has segments in 2 Counties (Avery, Watauga).

Neighborhood Data

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28604 ZIP Code Map

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Banner Elk, NC 28604 Data & Demographics (As of July 1, 2016)


Total Population 6,436
Population in Households 6,022
Population in Familes 4,551
Population in Group Qrtrs 414
Population Density1 95
Diversity Index2 18


Total Households 2,639
Average Household Size 2.28
Family Households 1,629
Average Family Size 3


Total Housing Units 9,612 (100%)
Owner Occupied HU 1,793 (18.7%)
Renter Occupied HU 846 ( 8.8%)
Vacant Housing Units 6,973 (72.5%)
Median Home Value $244,333
Average Home Value $307,850


Median Household Income $44,096
Average Household Income $62,905
Per Capita Income $26,763
  (Compound Annual Growth Rates)


2010-2015 2015-2020
Population 0.75% 0.65%
Households 0.71% 0.68%
Families 0.59% 0.59%
Median Household Income   3.07%
Per Capita Income   2.19%
1) Population Density = Total Population per square mile.
2) The Diversity Index is a scale of 0 to 100 that represents the likelyhood that two persons, chosen at random from the same area, belong to different race or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
Based on Census 2010 counts, the Diversity Index for the United States was 60.6 and it is expected to increase to 64.8 by July 1, 2018.

Banner Elk, NC 28604 - Peer Comparisons by Rank and Percentile

The table below compares 28604 to the other 775 ZIP Codes in North Carolina by rank and percentile using July 1, 2016 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 399 49th
Population Density1 # 471 39th
Diversity Index2 # 680 12th
Median Household Income # 329 58th
Per Capita Income # 188 76th

Additional comparisons and rankings can be made with a VERY EASY TO USE North Carolina Census Data Comparison Tool.