28097 ZIP Code Demographics & Rankings

ZIP Code Type: STANDARD
County: Stanly County
Centroid: Latitude 35.265, Longitude -80.427
Time Zone: Eastern Time Zone (UTC -5 hours)
Observes DST: Yes

ZIP Code 28097 has segments in 2 Counties (Cabarrus, Stanly).

Businesses Addresses: 293
PO Box Addresses: 314
Residential Addresses: 2,683

Multi-Family Addresses: 0
Single Family Addresses: 2,683

The ZIP Code maps and database are updated 4 times per year.
Database updated: July 1, 2020, Maps updated: May 1, 2020.

Locust, NC 28097 Data & Demographics (As of July 1, 2020)

POPULATION
Total Population	6,442 (100%)
Population in Households	6,438 (99.9%)
Population in Families	5,564 (86.4%)
Population in Group Quarters¹	4 ( 0.1%)
Population Density	220
Diversity Index²	21


INCOME
Median Household Income	$56,037
Average Household Income	$67,481
% of Income for Mortgage⁴	13%
Per Capita Income	$26,314
Wealth Index⁵	61

HOUSING
Total HU (Housing Units)	2,701 (100%)
Owner Occupied HU	1,998 (74.0%)
Renter Occupied HU	514 (19.0%)
Vacant Housing Units	189 ( 7.0%)
Median Home Value	$169,501
Average Home Value	$195,683
Housing Affordability Index³	206

HOUSEHOLDS
Total Households	2,512
Average Household Size	2.56
Family Households	1,874
Average Family Size	3

NOTES

Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.

Locust, NC 28097 - Peer Comparisons by Rank and Percentile

The table below compares 28097 to the other 776 ZIP Codes in North Carolina by rank and percentile using July 1, 2020 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

GROWTH RATE / YEAR	2010-2020	2020-2025
Population	1.81%	1.74%
Households	1.91%	1.78%
Families	1.79%	1.71%
Median Household Income		1.49%
Per Capita Income		2.27%
Owner Occupied HU		2.0%

Variable Description	Rank	Percentile
Total Population	# 409	47th
Population Density	# 298	62nd
Median Household Income	# 214	73rd
Housing Affordability Index	# 477	61st
Per Capita Income	# 364	53rd
Diversity Index	# 655	16th

Locust, NC 28097 ZIP Code Profile

ZIP Code 28097: Basic Data & USPS Preferred City Name

Locust, NC 28097 Data & Demographics (As of July 1, 2020)

POPULATION

INCOME

HOUSING

HOUSEHOLDS

GROWTH RATE / YEAR

Locust, NC 28097 - Peer Comparisons by Rank and Percentile

Popular Places Near ZIP Code 28097

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