Surf City, NC Profile: Facts & Data

The Town of Surf City had a population of 4,469 as of July 1, 2024. Surf City ranks in the lower quartile for Diversity Index when compared to the other cities, towns and Census Designated Places (CDPs) in North Carolina. See peer rankings below.

The primary coordinate point for Surf City is located at latitude 34.4271 and longitude -77.5461 in Pender County. The formal boundaries for the Town of Surf City encompass a land area of 7.31 sq. miles and a water area of 2.28 sq. miles. Pender County is in the Eastern time zone (GMT -5).

While the primary coordinates for Town of Surf City are located in Pender County, it should be noted that the formal boundaries for this community also extend into and Onslow County.

The Town of Surf City has a C1 Census Class Code which indicates an active incorporated place that does not serve as a county subdivision equivalent. It also has a Functional Status Code of "A" which identifies an active government providing primary general-purpose functions.

Surf City, NC Data & Demographics (As of July 1, 2024)

POPULATION
Total Population	4,469 (100%)
Population in Households	4,469 (100.0%)
Population in Families	3,652 (81.7%)
Population in Group Quarters¹	0
Population Density	582
Diversity Index²	30


INCOME
Median Household Income	$72,853
Average Household Income	$105,947
% of Income for Mortgage⁴	34%
Per Capita Income	$41,890
Wealth Index⁵	111
Socioeconomic Status Index⁶	Moderate (58.1)

HOUSING
Total HU (Housing Units)	4,607 (100%)
Owner Occupied HU	1,408 (30.6%)
Renter Occupied HU	359 ( 7.8%)
Vacant Housing Units	2,840 (61.6%)
Median Home Value	$390,123
Average Home Value	$426,385
Housing Affordability Index³	76

HOUSEHOLDS
Total Households	1,767
Average Household Size	2.53
Family Households	1,146
Average Family Size	3.00

NOTES

Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.
The Socioeconomic Index ranges from zero (lowest relative status) to 100 (highest relative status). This measure quantifies disparities in social position of an area's inhabitants and is built from a broad range of demographic, housing, and socioeconomic inputs. More information on this measure can be found in Esri's SEI tutorial.

Surf City, NC - Peer Comparisons by Rank and Percentile

The table below compares Surf City to the other 777 incorporated cities, towns and CDPs in North Carolina by rank and percentile using July 1, 2024 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

GROWTH RATE / YEAR	2020-2024	2024-2029
Population	3.23%	1.60%
Households	3.01%	1.58%
Families		1.65%
Median Household Income		3.05%
Per Capita Income		2.56%
Owner Occupied HU		1.40%

Variable Description	Rank	Percentile
Total Population	# 195	75th
Population Density	# 407	48th
Median Household Income	# 231	70th
Housing Affordability Index	# 157	20th
Per Capita Income	# 182	77th
Diversity Index	# 660	15th

Surf City, NC Profile: Facts & Data

Surf City, North Carolina - Basic Facts

Surf City, NC Data & Demographics (As of July 1, 2024)

POPULATION

INCOME

HOUSING

HOUSEHOLDS

GROWTH RATE / YEAR

Surf City, NC - Peer Comparisons by Rank and Percentile

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