The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 28543 | Tarawa Terrace | 33 |
| 2. | 27943 | Hatteras | 35 |
| 3. | 27960 | Ocracoke | 38 |
| 4. | 28801 | Asheville | 39 |
| 5. | 27915 | Avon | 42 |
| 6. | 27605 | Raleigh | 45 |
| 7. | 27982 | Waves | 46 |
| 8. | 28708 | Balsam Grove | 46 |
| 9. | 28741 | Highlands | 46 |
| 10. | 27968 | Rodanthe | 47 |
| 11. | 27972 | Salvo | 49 |
| 12. | 28587 | Vandemere | 49 |
| 13. | 28167 | Union Mills | 50 |
| 14. | 28204 | Charlotte | 51 |
| 15. | 28403 | Wilmington | 51 |
| 16. | 27607 | Raleigh | 51 |
| 17. | 27701 | Durham | 52 |
| 18. | 27510 | Carrboro | 52 |
| 19. | 27842 | Henrico | 52 |
| 20. | 28203 | Charlotte | 52 |